We are looking
for a Senior
Credit Analyst

NN is a life insurance company with the greatest aspirations in Belgium. It doesn’t matter how different and unique people may be, everyone strives to live a long and happy life. We help people take care of what they really find important in life. As a life insurance company, we protect our customers by providing strong product solutions. And we support each and every Belgian in their search for happiness. With 1.6 million unique customers, 600 happy employees and an annual turnover of 1 billion euro, NN is part of a strong international group. That’s why we are delighted to welcome potential colleagues to NN who would like to have a positive impact on the lives of each of our customers! 

What impact will you have as Senior Credit Analyst at NN? 

The Senior Credit Analyst is responsible for analysing loan applications from SMEs and the self-employed, as well as for monitoring the existing credit portfolio (modifications, reviews, circulation management). You will provide recommendations about the solvency and capital generation of these businesses, based on an analysis of their Balance Sheet, P&L and Cashflow.
You will draw up a decision sheet and present it to the Loans Committee at NN. Once a decision has been made, you will then contact credit brokers for additional follow-up. You will be involved each time the file is up for discussion: questions and support for brokers, working with our external partner, Stater, and with other departments at NN. You will also be responsible for drafting the monthly report. 
You will work with your team on a variety of projects, as well as with other internal NN departments, including Product and Legal. We intend to keep growing and evolving within the NN Loans Committee and NN itself, so we appreciate your advice and proposals for adjusting our policy on credit. 
You will be doing all this with an experienced Commercial Solutions team within the Employee Benefits and Self-Employed department. 

We are looking for someone to come and make the difference - and that someone could be you! 

As Senior Credit Analyst at NN, you will need a good sense of analysis and synthesis in applications from the self-employed and other businesses. You will take responsibility in every case:  keeping track of loan portfolios and detecting latent risks. You focus on finding solutions, while being sufficiently critical in doing so. 
You have a Bachelor’s or Master’s degree in an economics or law-related subject. You have knowledge of financial analysis (analysing annual accounts, balance sheet ratios, profit-and-loss accounts, etc.). 
  • You have a basic knowledge of or interest in company and tax law (legal entities) 
  • Experience in analysing the records of companies and the self-employed is a must 
  • You hold PCP (Person in Contact with the Public) and Credit certification, or wish to do so in the short term. 
  • Because of the many collaborative relationships you will have, we place great value on customer focus. 
  • You are a fluent communicator, with both internal and external stakeholders. Very good knowledge of Dutch and French is an important part of this. 
  • You are able to cope with stress, plus you are proactive and assertive 
  • You are a team player who takes ownership of the matters you deal with
  • You are happy to take on challenges.

We will ask quite a lot of you, but you will get a great deal in return. What does NN have to offer you?

Care. Clear. Commit. NN provides a job that works for you.

NN needs people like you. People who are genuine and committed; people who are willing to give the best of themselves to our customers, bringing fresh ideas and the necessary drive to take the initiative. People who find our values logical and understandable. Any especially people with a unique personality that can make all the difference. So, just be yourself. That’s something we really appreciate at NN!

  • You will receive an attractive salary, supplemented by fringe benefits that include:
    group and hospitalisation insurance, meal vouchers and eco-vouchers, 20 days of holiday a year, plus 12 days of working time reduction leave.
  • You will be given the opportunity to discover and grow your unique talents so that you can develop your career further.
    There’s a whole range to choose from: personalised training programmes, workshops, coaching, on-the-job learning and so on. 
  • At NN we know very well how important wellbeing is! That’s why we focus on achieving a good work-life balance.
    Working from home, flexible working and a fitness area with group classes are all there to make it easier for you to find the right balance. 
  • And to give your creative side a helping hand, we have also thought carefully about providing an enjoyable, totally refreshed working environment, located in bustling Brussels, literally right next to Brussels South station, where you can feel at home. 
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Willing to have an impact as Senior Credit Analyst at NN? Nothing could be easier! 

Fancy coming to work in an environment that offers you all sorts of challenges? Are you one of the best professionals in your particular field? Want to make the difference with your fellow enthusiastic colleagues? Then we’d like to meet you!